Whole Ledger Factoring
A factoring arrangement covering all, or nearly all, of a business's outstanding invoices on an ongoing basis, rather than selecting individual invoices to factor.
Whole ledger factoring typically offers better rates than spot factoring, since the factoring company gets consistent, predictable volume rather than sporadic individual invoices, and it simplifies the process since every qualifying invoice is factored automatically.
This structure works best for a business with steady, ongoing invoicing that wants a consistent cash flow solution rather than occasional, invoice-by-invoice financing.
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