FICO SBSS Score
A specialized FICO score designed specifically for small business lending, combining business and personal credit data into a single score used by many SBA lenders.
The FICO Small Business Scoring Service (SBSS) score pulls from both business and personal credit history, along with business financials, to produce a single score on a 0-300 scale used specifically in commercial lending decisions.
The SBA requires a minimum SBSS score for many of its loan programs before a full underwriting review even begins, making it one of the first checkpoints in an SBA loan application.
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