SBA Loan
A loan partially guaranteed by the U.S. Small Business Administration, often offering longer terms.
An SBA loan is a loan made by a participating lender and partially guaranteed by the U.S. Small Business Administration, which reduces the lender’s risk and often allows for longer repayment terms and competitive rates compared to some other financing types. The SBA itself doesn’t lend money directly – it guarantees a portion of loans made by approved lenders.
SBA loans typically involve a more document-intensive application process than some other funding types, reflecting their longer terms and government guarantee.
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