ACH Business Loan
A short-term business loan repaid through fixed daily or weekly automatic bank withdrawals (ACH debits), rather than a single monthly payment.
Unlike a merchant cash advance, which is repaid as a percentage of card sales, an ACH loan has a fixed repayment amount pulled directly from the business bank account on a set schedule, regardless of that day’s revenue.
These loans typically fund fast and don’t require processing card payments to qualify, making them a common option for businesses that take mostly cash or check payments but still need quick access to capital.
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