Articles of Incorporation
The formal document filed with a state to legally create a corporation, establishing basic details like its name, purpose, and share structure.
Articles of incorporation are filed with the state where a business chooses to incorporate and formally establish the corporation as a distinct legal entity, separate from its founders.
Lenders often request a copy during underwriting to confirm a corporation legally exists and to verify basic details like the business’s official name and formation date align with the rest of the application.
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