Merchant Processing Statement
The monthly statement from a business's card payment processor showing total card sales volume, transaction counts, and processing fees, commonly used to verify revenue in MCA underwriting.
Because merchant cash advances are often sized around card processing volume rather than total revenue, a processing statement gives a funder a direct, third-party-verified view of that specific revenue stream, separate from a business’s own bank statements.
Reviewing several months of processing statements also lets a funder see sales trends and seasonality, which factors into both how much a business may qualify for and how remittance is structured against that revenue pattern.
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