Time in Business
How long a business has been operating, a common factor in funding eligibility.
Time in business refers to how long a company has been operating, typically measured from its formation or first revenue. It’s one of the most common factors lenders consider, since a longer operating history generally provides more data to assess stability and repayment ability.
Requirements vary widely by program – some options are built specifically for newer businesses, while others require a minimum operating history, often one to two years or more.
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