SBA Loans
Longer-term financing options for qualified businesses, backed by the U.S. Small Business Administration.
Apply Now →What is SBA Loans?
SBA loans are financing programs partially guaranteed by the U.S. Small Business Administration, which reduces risk for lenders and can make longer-term, larger-scale financing accessible to qualified small businesses.
How it works
From application to funding, in 4 steps.
Apply
Complete an application with the additional documentation SBA programs require.
Underwriting Review
Your application and documentation are reviewed against SBA program requirements.
Choose Your Offer
Compare terms and select the SBA-backed program that fits your business.
Get Funded
Complete final documentation and receive your funds.
Who it's for
SBA loans generally suit established businesses pursuing larger, longer-term financing needs where a more involved application process is worthwhile in exchange for potentially longer terms.
Benefits
Longer Terms
Often longer repayment terms than conventional loans.
Larger Amounts
Can support bigger financing needs like acquisitions or real estate.
Government-Backed
The SBA guarantee can make qualification more accessible.
Qualification & required documents
SBA programs typically require more extensive documentation than other funding types. Commonly requested items include:
Your funding specialist will walk you through the full requirements for the specific SBA program you are matched to.
Example scenarios
A few ways businesses put SBA Loans to work.
Business Acquisition
Financing the purchase of an existing business.
Major Expansion
Funding a large-scale growth project.
Commercial Property Purchase
Buying the building your business operates from.
How it compares
A starting point - your funding specialist will confirm what fits your business.
| Compared To | Key Difference |
|---|---|
| SBA Loan vs. Term Loan: | SBA loans often involve a more detailed application process in exchange for potentially longer terms and larger amounts than a conventional term loan. |
Frequently asked questions
Industries we fund
Common funding needs this covers
Ready to explore SBA Loans?
One application, matched to funding options across our lending network.