Bridge Loan
Short-term financing that covers a business through a gap before a longer-term funding source, sale, or refinancing closes.
A bridge loan is meant to be temporary, often 6-18 months, and is typically repaid in full once the anticipated event happens, such as a property sale, a permanent commercial mortgage closing, or an SBA loan funding.
Businesses use bridge loans to act on a time-sensitive opportunity, like securing a property before a lease expires, without waiting for slower, longer-term financing to be fully in place first.
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