Skip to content

Experian Business Credit Score

A business credit score issued by Experian's commercial credit division, reflecting a business's payment history and credit risk separate from personal Experian scores.

Experian’s business scoring considers factors like payment history, credit utilization, and public records (such as liens or judgments) specific to the business entity, distinct from any personal credit file the owner may have with Experian’s consumer division.

Because bureaus don’t always share identical data, a business’s Experian score can differ from its Dun & Bradstreet or Equifax business score, which is why some lenders check more than one.

Ready to explore your funding options?

One application, matched to funding options across our lending network.