Merchant Processing Volume
The total dollar amount of card transactions a business processes over a given period, commonly monthly, used as a revenue proxy for card-based financing.
Because card sales flow through a verifiable third-party processor, processing volume gives lenders (particularly MCA providers) a reliable, hard-to-manipulate revenue figure that doesn’t require full financial statements to confirm.
A business with high processing volume relative to its total revenue, meaning most sales come through card payments, is often a stronger fit for processing-volume-based financing products than one that takes mostly cash or check.
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