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Point of Sale (POS) Financing

Financing offered to a business's customers directly at checkout, letting them pay over time while the business receives payment upfront from the financing provider.

POS financing is a customer-facing product, distinct from business financing, that lets a business offer installment payment options at checkout, with a third-party provider paying the business in full and collecting installment payments from the customer.

It’s most relevant to businesses selling higher-ticket goods or services, since offering payment flexibility at the point of sale can help convert a sale a customer might otherwise delay or decline.

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