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Cash Flow

The movement of money in and out of a business over a given period.

Cash flow refers to the net amount of money moving into and out of a business over a specific period. Positive cash flow means more money is coming in than going out; negative cash flow means the opposite, even if the business is otherwise profitable on paper.

Cash flow is one of the most closely watched metrics in small business funding, since a business needs sufficient cash flow – not just revenue or profit – to comfortably cover loan payments.

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