Estoppel Certificate
A signed document confirming the current facts of a lease or loan agreement, such as balance owed or lease terms, used to prevent a party from later disputing those facts.
An estoppel certificate is commonly required when a property or loan is being sold or refinanced, giving the new party confidence that the terms represented to them match what the existing tenant or borrower actually agrees is true.
By signing an estoppel certificate, the signer is generally prevented (estopped) from later claiming something different, which is why reviewing it carefully before signing matters, particularly in a commercial real estate transaction.
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