Business Credit Card
A revolving line of credit issued in a business's name, used for ongoing purchases and typically repaid monthly, with interest charged only on carried balances.
Business credit cards are usually easier to qualify for than a term loan, especially for a newer business, and many report activity to business credit bureaus, which can help build a business credit profile separate from the owner’s personal credit.
They’re best suited to smaller, recurring expenses and short-term cash flow gaps, while larger or longer-term funding needs are typically better matched to a term loan, line of credit, or other structured financing product.
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