Accounts Receivable Aging
A report categorizing a business's unpaid customer invoices by how long they've been outstanding, commonly grouped into 30, 60, 90, and 90-plus day buckets.
An aging report shows not just how much a business is owed but how current or overdue those receivables are, which matters significantly for invoice factoring, accounts receivable financing, and general credit risk assessment.
A high concentration of receivables in the 60-plus or 90-plus day buckets is generally read as a risk signal, since it suggests collection difficulty that could affect both the business’s cash flow and a lender’s confidence in that collateral.
Related funding options
Ready to explore your funding options?
One application, matched to funding options across our lending network.