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Commercial Real Estate

Financing for purchasing, refinancing, or expanding commercial property.

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Typical terms - illustrative
Amount Range
Large
Term Length
Long-term
Repayment
Fixed monthly
Multiple Funding Programs
Nationwide Financing
Fast Decisions
Dedicated Funding Specialists

What is Commercial Real Estate?

Commercial real estate financing provides capital for purchasing, refinancing, or improving commercial property used for your business operations.

Commercial real estate property

How it works

From application to funding, in 4 steps.

01

Apply

Share details about your business and the property transaction.

02

Property Review

The property and your business financials are reviewed.

03

Choose Your Offer

Compare terms and select the option that fits your transaction.

04

Close & Get Funded

Complete documentation and close on your property.

Apply Now

Who it's for

Commercial real estate financing suits businesses looking to own their location rather than lease, refinance existing property debt, or fund a renovation or expansion of an existing commercial space.

Common Uses
Purchasing a commercial building or location Refinancing existing commercial property debt Funding renovations or expansions

Benefits

Build Equity

Own your location instead of leasing.

Longer Terms

Repayment terms suited to real estate transactions.

Supports Big Projects

Can fund significant expansion or renovation.

Qualification & required documents

Commercial real estate financing typically requires more extensive documentation given the size of the transaction, including:

Your funding specialist will walk you through the full requirements for your specific transaction.

Typically Required
Government-issued ID
Business and property financial information
Property details and appraisal-related documentation

Example scenarios

A few ways businesses put Commercial Real Estate to work.

Buying Your First Location

Moving from leasing to owning.

Refinancing Property Debt

Improving terms on an existing commercial mortgage.

Renovation Project

Funding a major upgrade to an existing property.

How it compares

A starting point - your funding specialist will confirm what fits your business.

Compared To Key Difference
Commercial Real Estate vs. SBA Loan: Some SBA programs are specifically designed for commercial real estate purchases and may offer longer terms – your funding specialist can help determine which structure fits your transaction.

Frequently asked questions

Yes, refinancing is a common use of commercial real estate financing. Your funding specialist can confirm the options available for your situation.
Commercial real estate financing typically involves longer repayment terms than other funding types, given the scale of most property transactions. Specifics depend on your matched program.

Ready to explore Commercial Real Estate?

One application, matched to funding options across our lending network.