Repair shops, service centers, and automotive-related businesses.
Automotive businesses face equipment and inventory costs, from diagnostic tools to vehicle inventory, alongside the working capital needs of day-to-day operations.
Funding options that fit
Common ways automotive businesses access capital.
Why Automotive businesses choose us
Equipment & Tool Financing
Financing diagnostic equipment, lifts, or tools without a large upfront cost.
Parts & Inventory Working Capital
Covering the cost of parts and inventory between jobs.
Shop Expansion Options
Funding for expanding or opening an additional location.
What funding partners consider
Factors that commonly shape funding options for automotive businesses.
Consistent service volume can support your application.
Shop equipment may factor into financing terms.
Established shops typically qualify for more program types.
Example scenarios
A few ways automotive businesses put funding to work.
Upgrading Shop Equipment
Financing new diagnostic tools or lifts.
Stocking Parts Inventory
Covering upfront parts costs for upcoming jobs.
Opening a Second Location
Funding buildout and initial costs for expansion.
Recommended funding for Automotive
Merchant Cash Advance
Revenue-based financing for eligible businesses, with repayment tied to your sales.
Equipment Financing
Finance equipment without tying up all your working capital.
SBA Loans
Longer-term financing options for qualified businesses, backed by the U.S. Small Business Administration.
Commercial Real Estate
Financing for purchasing, refinancing, or expanding commercial property.
Common funding needs for automotive businesses
Frequently asked questions
Other industries we fund
Funding built for Automotive businesses
One application, matched to funding options across our lending network.