Independent retailers and multi-location retail businesses.
Retail businesses need to fund inventory ahead of demand, often facing seasonal peaks that require capital before the corresponding sales arrive.
Funding options that fit
Common ways retail businesses access capital.
Why Retail businesses choose us
Inventory Purchasing Power
Working capital to stock up ahead of busy seasons.
Point-of-Sale & Equipment Financing
Financing registers, fixtures, or store equipment.
Flexible Repayment Options
Some programs structure repayment around sales volume.
What funding partners consider
Factors that commonly shape funding options for retail businesses.
Retail revenue often varies by season, which lenders may account for.
How quickly you move inventory can factor into your options.
Established retailers typically qualify for more program types.
Example scenarios
A few ways retail businesses put funding to work.
Stocking Up for a Busy Season
Purchasing inventory ahead of peak demand.
Opening a New Storefront
Funding buildout and initial inventory for a new location.
Upgrading Point-of-Sale Systems
Financing new registers or store technology.
Recommended funding for Retail
Invoice Factoring
Convert outstanding invoices into working capital instead of waiting on customer payment terms.
Commercial Real Estate
Financing for purchasing, refinancing, or expanding commercial property.
Working Capital
Access capital for day-to-day operating needs, from payroll to inventory to marketing.
Business Line of Credit
Flexible access to capital when you need it - draw funds as needed and pay interest only on what you use.
Common funding needs for retail businesses
Frequently asked questions
Other industries we fund
Funding built for Retail businesses
One application, matched to funding options across our lending network.