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Wholesale distribution warehouse

Wholesale

Funding to purchase inventory ahead of bulk orders.

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Industry-Specific Programs
Nationwide Financing
Fast Decisions
Dedicated Funding Specialists
Who We Serve

Wholesale distributors and bulk suppliers.

Funding Challenges

Wholesale businesses often need significant capital to purchase inventory ahead of fulfilling bulk orders, with payment from buyers sometimes arriving well after the sale.

Funding options that fit

Common ways wholesale businesses access capital.

Inventory financing ahead of bulk orders
Invoice factoring for outstanding buyer invoices
Working capital for operations

Why Wholesale businesses choose us

Inventory & Bulk Purchasing Power

Working capital to purchase inventory in bulk ahead of demand.

Invoice Factoring for B2B Sales

Converting outstanding customer invoices into available cash.

Warehouse & Equipment Financing

Financing warehouse space or material handling equipment.

What funding partners consider

Factors that commonly shape funding options for wholesale businesses.

Typically Reviewed
Customer Payment Terms

Standard B2B payment terms (like net-30) are a common factor in wholesale funding.

Inventory Turnover

How quickly inventory moves can affect your options.

Customer Concentration

The mix and reliability of your customer base may be considered.

Example scenarios

A few ways wholesale businesses put funding to work.

Purchasing Bulk Inventory

Buying inventory in volume ahead of a large order or season.

Bridging a Payment Gap on B2B Invoices

Covering costs while waiting on standard net-30/60 payment terms.

Expanding Warehouse Space

Funding additional storage or handling capacity.

Frequently asked questions

For wholesale distributors, that often means working capital to purchase inventory ahead of bulk orders, invoice factoring against outstanding buyer invoices, and financing for warehouse or handling equipment.
Wholesale funding decisions commonly weigh customer payment terms like net-30/60, how quickly inventory turns over, and customer concentration, since these shape how a distributor manages cash between purchase and payment.
Yes, invoice factoring is built specifically for this, converting unpaid invoices into available working capital.
Yes, working capital is commonly used to purchase inventory in volume ahead of demand.
Yes, several programs can be used toward warehouse space or material handling equipment.

Funding built for Wholesale businesses

One application, matched to funding options across our lending network.