Owner-operators and trucking fleets of all sizes.
Trucking businesses face high equipment and maintenance costs alongside payment terms that can leave weeks between delivering a load and receiving payment.
Funding options that fit
Common ways trucking businesses access capital.
Why Trucking businesses choose us
Equipment Financing for Fleets
Financing trucks and trailers without a large upfront cash outlay.
Faster Cash on Freight Invoices
Invoice factoring can convert outstanding freight bills into available cash.
Fuel & Maintenance Coverage
Working capital options to manage variable costs like fuel and repairs.
What funding partners consider
Factors that commonly shape funding options for trucking businesses.
Consistent freight relationships can support your application.
For equipment financing, the vehicle itself factors into terms.
Lenders may account for variable operating costs common in trucking.
Example scenarios
A few ways trucking businesses put funding to work.
Adding a Truck to the Fleet
Financing an additional vehicle to take on more freight.
Managing a Payment Gap
Covering costs while waiting 30-60 days on freight invoices.
Unexpected Repair
Accessing funds quickly after a breakdown.
Recommended funding for Trucking
Equipment Financing
Finance equipment without tying up all your working capital.
Business Line of Credit
Flexible access to capital when you need it - draw funds as needed and pay interest only on what you use.
SBA Loans
Longer-term financing options for qualified businesses, backed by the U.S. Small Business Administration.
Merchant Cash Advance
Revenue-based financing for eligible businesses, with repayment tied to your sales.
Common funding needs for trucking businesses
Frequently asked questions
Other industries we fund
Funding built for Trucking businesses
One application, matched to funding options across our lending network.