Commercial Real Estate Financing for Retail Businesses

A retailer that outgrows its lease, or wants to lock in a permanent flagship location, faces the same choice as any business: keep renting, or own the storefront. Commercial real estate financing provides capital for purchasing, refinancing, or improving commercial property used for your business operations.

Why CRE financing fits retail specifically

The property itself typically serves as collateral, and repayment happens over a longer-term schedule given the scale of most real estate transactions — a fit for a retailer buying a storefront outright rather than continuing to pay rent indefinitely.

Common uses for retail businesses

• Purchasing a storefront instead of leasing
• Buying and building out a flagship location
• Refinancing existing property debt

What to expect

Commercial real estate financing typically requires more extensive documentation given the size of the transaction, including business and property financial information.

Frequently asked questions

How long are repayment terms? Commercial real estate financing typically involves longer repayment terms than other funding types, given the scale of most property transactions.

See the full Commercial Real Estate Financing product page, or explore funding options for the retail industry.