Commercial Real Estate Financing for Construction Companies

A construction company that outgrows its leased yard or shop eventually faces the same question as any business: keep paying rent, or own the property. Commercial real estate financing provides capital for purchasing, refinancing, or improving commercial property used for your business operations.

Why CRE financing fits construction specifically

The property itself typically serves as collateral, and repayment happens over a longer-term schedule given the scale of most real estate transactions — a natural fit for a contractor buying a permanent yard, warehouse, or office to replace a leased space as the business grows.

Common uses for construction companies

• Purchasing a yard or warehouse for equipment and materials storage
• Buying an office and shop combination instead of leasing
• Refinancing existing property debt on a business-owned facility

What to expect

Commercial real estate financing typically requires more extensive documentation given the size of the transaction, including business and property financial information and appraisal-related documentation. Your funding specialist will walk you through the full requirements for your specific transaction.

Frequently asked questions

How long are repayment terms? Commercial real estate financing typically involves longer repayment terms than other funding types, given the scale of most property transactions.

See the full Commercial Real Estate Financing product page, or explore funding options for the construction industry.