Equipment Financing for Retail Businesses

Equipment financing lets you purchase or lease business equipment while spreading the cost over time, rather than paying the full price upfront out of working capital.

Why equipment financing fits retail businesses

Point-of-sale systems, display fixtures, and warehouse equipment are specific purchases that fit an equipment-secured structure well. This product is generally built for buying or replacing specific machinery, vehicles, or technology, often with the equipment itself as collateral.

Common uses for retail businesses

• Upgrading point-of-sale or checkout systems
• Buying store fixtures or display equipment
• Purchasing warehouse or backroom equipment

What to expect

Qualification factors vary by lending partner and the specific program you’re matched to. Your funding specialist will confirm exactly what’s needed once you’re matched to a equipment financing option.

Frequently asked questions

Is this the right fit for my business? Your funding specialist reviews your business profile and matches you to the programs in our lending network that fit your specific situation, which may include equipment financing or another structure entirely.

See the full Equipment Financing product page for how the funding works, or explore funding options for the retail businesses industry.