Working Capital for Wholesale Businesses

Working capital funding provides money for the day-to-day operating needs of your business, the ongoing expenses that keep it running, rather than a single large investment.

Why working capital fits wholesale businesses

Payroll and warehouse costs don’t pause between large customer orders. This product is generally built for general operating needs like payroll, inventory, and marketing rather than one specific purchase.

Common uses for wholesale businesses

• Covering payroll and warehouse costs between large orders
• Managing cash flow during a demand swing
• Bridging costs ahead of a big fulfillment cycle

What to expect

Qualification factors vary by lending partner and the specific program you’re matched to. Your funding specialist will confirm exactly what’s needed once you’re matched to a working capital option.

Frequently asked questions

Is this the right fit for my business? Your funding specialist reviews your business profile and matches you to the programs in our lending network that fit your specific situation, which may include working capital or another structure entirely.

See the full Working Capital product page for how the funding works, or explore funding options for the wholesale businesses industry.