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Commercial Real Estate Financing for Restaurants

August 25, 2026

Commercial real estate financing provides capital for purchasing, refinancing, or improving commercial property used for your business operations.

Why commercial real estate financing fits restaurants

A restaurant that’s outgrown its lease, or wants to lock in a flagship location for good, faces the same buy-vs-lease decision as any business. This product is generally built for owning your location rather than leasing, or refinancing existing property debt.

Common uses for restaurants

  • Purchasing the building a restaurant operates from
  • Buying and building out a new location
  • Refinancing existing property debt

What to expect

Qualification factors vary by lending partner and the specific program you’re matched to. Your funding specialist will confirm exactly what’s needed once you’re matched to a commercial real estate financing option.

Frequently asked questions

Is this the right fit for my business? Your funding specialist reviews your business profile and matches you to the programs in our lending network that fit your specific situation, which may include commercial real estate financing or another structure entirely.

See the full Commercial Real Estate Financing product page for how the funding works, or explore funding options for the restaurants industry.

Ready to see what you qualify for?

One application, matched to funding options across our lending network.