Working Capital for Construction Companies

Working capital funding provides money for the day-to-day operating needs of your business, the ongoing expenses that keep it running, rather than a single large investment.

Why working capital fits construction companies

Payroll, materials, and subcontractor costs don’t pause between draw payments, and many contractors also face a predictable slow season. This product is generally built for general operating needs like payroll, inventory, and marketing rather than one specific purchase.

Common uses for construction companies

• Covering payroll and materials between project draws
• Managing cash flow through a slow season
• Bridging startup costs on a new project before the first draw

What to expect

Qualification factors vary by lending partner and the specific program you’re matched to. Your funding specialist will confirm exactly what’s needed once you’re matched to a working capital option.

Frequently asked questions

Is this the right fit for my business? Your funding specialist reviews your business profile and matches you to the programs in our lending network that fit your specific situation, which may include working capital or another structure entirely.

See the full Working Capital product page for how the funding works, or explore funding options for the construction companies industry.