Merchant Cash Advance for Construction Companies

A merchant cash advance provides a lump sum of capital in exchange for a percentage of your future sales, rather than fixed monthly payments.

Why merchant cash advance fits construction companies

Most construction billing is B2B and progress-based, but contractors with a retail-facing side of the business — home improvement, remodeling, or repair work billed directly to homeowners by card — can fit an MCA’s sales-based repayment structure. This product is generally built for businesses with strong, consistent card or sales volume that want fast access to capital.

Common uses for construction companies

• Fast access to capital for a time-sensitive material cost
• Bridging a short-term gap on a card-billed remodeling job
• Covering an unexpected repair or expense

What to expect

Qualification factors vary by lending partner and the specific program you’re matched to. Your funding specialist will confirm exactly what’s needed once you’re matched to a merchant cash advance option.

Frequently asked questions

Is this the right fit for my business? Your funding specialist reviews your business profile and matches you to the programs in our lending network that fit your specific situation, which may include merchant cash advance or another structure entirely.

See the full Merchant Cash Advance product page for how the funding works, or explore funding options for the construction companies industry.