Invoice Factoring for Restaurants

Invoice factoring lets you convert unpaid customer invoices into immediate working capital, rather than waiting the typical 30, 60, or 90 days for customers to pay.

Why invoice factoring fits restaurants

Most restaurants are paid directly by diners, not through invoices, but a restaurant’s catering or wholesale food-service arm that bills corporate clients on invoice terms can use factoring the same way any B2B business would. This product is generally built for businesses that invoice other businesses and experience cash flow gaps while waiting on customer payment.

Common uses for restaurants

• Covering costs while a catering invoice is still outstanding
• Taking on a new catering contract without waiting on existing receivables
• Bridging cash flow around invoice payment terms

What to expect

Qualification factors vary by lending partner and the specific program you’re matched to. Your funding specialist will confirm exactly what’s needed once you’re matched to a invoice factoring option.

Frequently asked questions

Is this the right fit for my business? Your funding specialist reviews your business profile and matches you to the programs in our lending network that fit your specific situation, which may include invoice factoring or another structure entirely.

See the full Invoice Factoring product page for how the funding works, or explore funding options for the restaurants industry.