Equipment Financing for Healthcare Practices

Medical and dental equipment — imaging machines, dental chairs, lab equipment — carries a high price tag and doesn’t come cheap to replace. Equipment financing lets healthcare practices purchase or upgrade equipment while spreading the cost over time instead of paying the full price upfront.

Why equipment financing fits healthcare specifically

The equipment itself often serves as collateral for the financing, which can make qualification more straightforward than unsecured funding options. Repayment happens on a fixed schedule, matching the predictable, insurance-backed revenue most established practices generate.

Common uses for healthcare practices

• Purchasing or upgrading diagnostic or imaging equipment
• Buying new dental chairs or exam room equipment
• Replacing aging lab or sterilization equipment

What to expect

Qualification often considers the equipment being financed alongside standard business documentation, such as a government-issued ID, business bank statements, and the equipment quote or invoice itself.

Frequently asked questions

Is a down payment required? This varies by program and will be confirmed once you’re matched to a specific option.

See the full Equipment Financing product page, or explore funding options for the healthcare industry.