Skip to content

Business Funding Calculators

Illustrative estimates to help you plan - not quotes or offers of credit.

Run the numbers before you apply so you know roughly what a payment, advance, or funding amount could look like for your business. Each calculator below is built around how that specific funding type actually works: fixed-payment tools like the term loan, SBA, and equipment calculators use standard loan amortization, while the line of credit, affordability, invoice factoring, MCA, and working capital tools adapt that same math as a simplified stand-in for products that don't follow a fixed monthly payment in practice (a revolving credit line, a factoring fee, or sales-based MCA repayment, for example).

Pick the calculator that matches the funding type you're considering, adjust the amount, term, and rate to see how the estimate moves, then apply when you're ready to see real numbers. Every result here is illustrative only - not a quote, a rate lock, or an offer of credit - and your actual terms depend on your business profile and the program you're matched to.

Business Loan Payment Calculator

A business loan payment calculator estimates the fixed monthly payment on a term loan based on three inputs: the amount you borrow, the length of the lo...

Try it

Line of Credit Payment Estimator

A line of credit payment estimator helps you see what a monthly payment could look like on a given drawn balance from a business line of credit. Unlike ...

Try it

Funding Affordability Calculator

A funding affordability calculator flips the usual question around: instead of “what will my payment be,” it helps you think through “...

Try it

Equipment Financing Calculator

An equipment financing calculator estimates the monthly payment for financing a piece of business equipment – machinery, vehicles, technology, or ...

Try it

Invoice Factoring Estimator

An invoice factoring estimator gives you a rough sense of what factoring an outstanding invoice could cost. Unlike a loan, factoring isn’t based o...

Try it

SBA Loan Calculator

An SBA loan calculator estimates the monthly payment on an SBA-backed loan, using the amount, term, and rate you enter. SBA loans often come with longer...

Try it

MCA / Revenue-Based Funding Estimator

A merchant cash advance (MCA) is structured differently from a traditional loan – instead of a fixed monthly payment, you repay a percentage of yo...

Try it

Working Capital Calculator

A working capital calculator estimates a monthly payment for general operating funds – the kind of financing used for payroll, inventory, marketin...

Try it