Business Term Loans for Restaurants

A business term loan provides a lump sum of capital upfront, which you repay over a set period through regular, fixed payments.

Why business term loans fits restaurants

A specific, one-time investment — a buildout, a major renovation, or opening a second location — fits a fixed-payment structure better than an ongoing cash flow product. This product is generally built for a clear, one-time capital need with predictable revenue to support consistent repayment.

Common uses for restaurants

• Funding a buildout or major renovation
• Opening a second location
• Refinancing existing higher-cost debt

What to expect

Qualification factors vary by lending partner and the specific program you’re matched to. Your funding specialist will confirm exactly what’s needed once you’re matched to a business term loans option.

Frequently asked questions

Is this the right fit for my business? Your funding specialist reviews your business profile and matches you to the programs in our lending network that fit your specific situation, which may include business term loans or another structure entirely.

See the full Business Term Loans product page for how the funding works, or explore funding options for the restaurants industry.