What it takes to qualify for business funding
General requirements across our lending network - exact criteria depend on the specific program you're matched with.
Apply Now →Common factors lenders consider
These vary by program, but most funding partners look at some combination of the following.
Time in Business
Many programs look for at least 6-12 months of operating history, though this varies widely.
Monthly or Annual Revenue
Consistent revenue is one of the most common factors, often reviewed via bank statements.
Credit Profile
Personal and/or business credit history, though requirements range from flexible to strict by program.
Industry Type
Some programs specialize in or exclude certain industries.
Existing Debt
Current loans or advances may factor into what you qualify for and at what terms.
Collateral or Assets
Certain programs, like equipment financing, are tied to a specific asset as collateral.
Documents you may need
Your funding specialist will confirm exactly what's needed once you're matched to a program - most applicants gather everything in under a day.
Frequently asked questions
See what you qualify for
One application, matched to funding options across our lending network.